Disclaimer

Effective Date: May 15, 2025

Welcome to isharafun.fun. The information, tools, and resources provided on this website are intended solely for general informational and educational purposes related to Equated Monthly Installment (EMI) calculations and basic financial planning. Please read this Disclaimer carefully before using our site.

📌 1. No Financial or Legal Advice

The content and services on isharafun.fun, including our EMI Calculator, are designed to help users estimate their loan payments and understand basic financial concepts. However, nothing on this website constitutes professional financial, investment, tax, legal, or other advice.

We are not licensed financial advisors, accountants, lawyers, or tax professionals.
You should not rely solely on the calculations or information here when making financial decisions.
Always consult a qualified financial advisor, loan officer, or legal professional for advice tailored to your specific circumstances.

📊 2. Accuracy of EMI Calculations

Our EMI Calculator uses standard mathematical formulas and accepted financial principles to compute your monthly installment amounts based on inputs such as loan amount, interest rate, and tenure.

While we strive for accuracy, the results provided are estimates only.
Actual loan payments may vary depending on lender-specific terms, fees, prepayment options, and other conditions.
The calculator does not account for changes in interest rates, penalties, taxes, insurance, or other loan-related charges that may apply.
Use the calculator as a guide — always verify details with your lender before entering into any loan agreement.

⚠️ 3. No Warranty or Guarantee

isharafun.fun and its owners, affiliates, and employees disclaim any warranties, express or implied, including but not limited to the accuracy, completeness, reliability, or availability of the site’s content or tools.

The website is provided on an “as-is” and “as-available” basis.
We do not guarantee uninterrupted access, error-free functionality, or that the information provided will be suitable for your particular needs.
We are not liable for any losses, damages, or costs that result from your use or inability to use our website or reliance on any information contained herein.

🔒 4. Use at Your Own Risk

By using isharafun.fun, you acknowledge and agree that your use of the site, including the EMI Calculator and financial content, is at your sole risk.

We do not accept responsibility for any decisions or actions you take based on the information provided.
You are responsible for verifying all calculations and obtaining professional advice before committing to any financial transactions.
If you find any errors or discrepancies on the site, please contact us immediately, and we will address them promptly.

🌐 5. External Links and Third-Party Resources

Our website may contain links to external websites, tools, or resources for your convenience.

These links do not imply endorsement or approval by isharafun.fun.
We do not control or guarantee the accuracy or completeness of information on linked sites.
You access third-party sites at your own risk, and we encourage you to review their terms, privacy policies, and disclaimers.

🛠️ 6. Limitations of the Calculator Tool

The EMI Calculator is a helpful financial tool, but it has limitations:

It cannot replace personalized advice from a financial professional.
It assumes constant interest rates throughout the loan tenure, which may not be the case for some loans.
It does not factor in varying compounding frequencies or lender-specific amortization schedules.
It does not consider additional fees such as processing charges, taxes, insurance, or penalties.

📚 7. Educational Purpose Only

All content provided on isharafun.fun is for educational and informational purposes only.

We aim to enhance financial literacy by providing tools and explanations that simplify complex loan concepts.
However, this content is not intended as a substitute for professional financial planning or consultation.
You should not rely on this website as your sole source of information before making any significant financial commitments.

📜 8. Changes to Content and Disclaimer

We reserve the right to modify, update, or remove any content, including this Disclaimer, without prior notice.

Updates will be posted on this page, and your continued use of isharafun.fun after changes means you accept the revised terms.
We encourage you to revisit this Disclaimer regularly to stay informed about any updates.

🛡️ 9. Limitation of Liability

To the fullest extent permitted by law, isharafun.fun, its affiliates, employees, partners, and licensors are not liable for:

Any direct, indirect, incidental, consequential, or punitive damages arising from your access to or use of the site.
Loss of profits, data, or business interruption resulting from reliance on information provided.
Any errors, inaccuracies, or omissions in the content or tools.
Any unauthorized access to or alteration of your data or communications.

🤝 10. Indemnification

By using this site, you agree to indemnify, defend, and hold harmless isharafun.fun and its affiliates from and against any claims, damages, losses, liabilities, and expenses arising from your violation of this Disclaimer or misuse of the website.

🔐 11. Privacy and Security

Your privacy and data security are important to us.

We do not store personal financial data entered into our calculator.
For details on how we handle your information, please review our Privacy Policy.
We implement reasonable technical measures to protect the site from unauthorized access or attacks, but we cannot guarantee absolute security.

📞 12. Contact Information

If you have any questions, concerns, or feedback regarding this Disclaimer, please contact us:

Email: support@isharafun.fun
Website: https://isharafun.fun/contact

🙏 13. Final Remarks

Thank you for visiting isharafun.fun. We are committed to providing you with reliable, easy-to-use financial tools to help you make better-informed decisions.

Remember: this website and its tools are informational only and do not replace professional advice.

Use our EMI Calculator wisely, double-check your results, and always consult with qualified experts before making financial commitments.